Purchase qualification
Traditional Sale
Sell firstYour current sale may need to happen before your next purchase.
TradeMyHome™
Coordinated planA purchase strategy is built for qualified homeowners.
YOUR HOME SOLD GUARANTEED FOR 101% MARKET VALUE OR WE'LL PAY THE DIFFERENCE — AND IF IT DOESN'T SELL, WE'LL BUY IT FOR CASH!*
$350K²
Interest-Free
Down payment assistance to buy your next home before you sell — on your terms.
Sell first or buy first?Now you don't have to choose.
The #1 reason Bay Area move-ups stall: buying the next home often means coming up with a down payment before your current home sells—and qualifying for another mortgage while carrying the first. That can mean selling investments and potentially creating tax consequences, tapping your 401(k), or borrowing from family. TradeMyHome™ is built around solving that exact problem—so your current home doesn't have to hold your next move hostage.
Free Consultation — No Obligation
Break the catch-22 — buy first, sell guaranteed.
No obligation. 100% confidential.
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Families Helped
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Years Experience
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Home Value Traded
4.9(110+ reviews)
4.9(190+ reviews)
5.0(215+ reviews)
Simple Process
How It Works
We put your home, budget, and sale plan into one move plan.
01
Schedule a Free Call
You book a free 15-minute Zoom call. You share your goals. You get straight answers. No pressure.
02
Get Your Custom Plan
We look at your home, equity, and budget. Then we map out your next steps. We show what help you may qualify for.
03
Close & Move Forward
If you qualify, you can buy your next home and move once. Then sell your old home. The 101% value promise has terms.
Client story
How the Program Helps Castro Family
Prefer to talk now? Call 408.740.7400
Side-by-side
TradeMyHome™ vs. Traditional Sale
See how each path works. Compare your offer, move, sale price, and timing.
Buy before you sell
Traditional Sale
Usually noSelling first is often required.
TradeMyHome™
Available when qualifiedMove toward your next home before selling your current one.
Down payment assistance
Traditional Sale
Sale proceeds firstYour equity becomes available after the sale closes.
TradeMyHome™
Up to $350K interest-free²Subject to program qualification and eligibility.
Sale-price protection
Traditional Sale
No program protectionSale price depends on the market and your sale plan.
TradeMyHome™
101% market value guarantee¹Provided under the program’s agreed terms.
Overlapping housing payments
Traditional Sale
May overlapTiming between the purchase and sale can create added pressure.
TradeMyHome™
Planned to avoid overlapYour purchase and sale are coordinated around your move.
Moving logistics
Traditional Sale
May require two movesTemporary housing can be part of the sell-first process.
TradeMyHome™
One coordinated moveMove into your next home, then prepare the current home to sell.
Offer structure
Traditional Sale
May include a sell-first conditionThe current-home sale can affect your offer.
TradeMyHome™
May help your offerYour offer can be stronger. That depends on qualifying.
Timeline
Traditional Sale
Sale timing leadsYour next move follows the sale of your current home.
TradeMyHome™
Coordinated timelineYour move plan aligns the purchase and sale process.
Dedicated advisor
Traditional Sale
VariesSupport can vary between the purchase and sale.
TradeMyHome™
One advisor throughoutA dedicated advisor guides the coordinated move plan.
Explore a coordinated path for your next move.
Common Questions
What is the TradeMyHome Program?
TradeMyHome™ lets you buy your next home before you sell your current one. You get up to $350,000² for a down payment — no interest, no monthly payments. Your old home sells on the open market with a 101% price guarantee.¹
How does the TradeMyHome program work, step by step?
Step 1: We look at your home's value and figure out how much money you can get for a down payment. Step 2: You go find your next home and make a strong offer — no strings attached. Step 3: You move in. Step 4: We list and sell your old home. If it doesn't sell, we buy it ourselves. You always know the number before you sign anything.
What does the 101% guarantee actually mean for me?
It means we promise in writing that your home will sell for at least 101% of what it's worth. If it sells for less, we pay you the difference out of our own pocket. If it doesn't sell at all, we buy it ourselves. You know the exact number before you sign anything.
What does "Government Approved" mean?
The down payment money comes from government programs — not a private lender. The rules are fair. The terms are clear. You're protected. It's a real program with real oversight.
Can I get approved for a new home loan while I'm still paying my current one?
This is the #1 problem TradeMyHome™ solves. Most banks won't approve a second home loan while you're still paying your first. The advice of 'just buy before you sell' doesn't work for most people. The program is built around exactly this problem — you move forward without needing to qualify for two payments at once. Book a free call to see how it works for your situation.
Do you help first-time buyers with the down payment?
Yes. First-time buyers can qualify for government programs that give money toward a down payment — some of it never has to be paid back. Every program you're eligible for gets found and applied for. Most buyers have never heard of these programs.
Which Bay Area cities do you work in?
18 cities, three counties. Santa Clara: San Jose, Santa Clara, Sunnyvale, Cupertino, Milpitas, Campbell, Morgan Hill, Gilroy. Alameda: Fremont, Newark, Union City, Hayward, Dublin, Pleasanton, Livermore. San Joaquin: Tracy, Lathrop, Mountain House. Not on the list? Call us.
How do I get started?
Fill out the quick form on this page or give us a call. You'll hear back within 24 hours — no pressure, no obligation. Just a straight look at your situation and your options.
What does the buying process look like with TradeMyHome?
It starts with a free call. Your home's value gets checked. Your down payment amount gets set. Your new home budget gets built. Your old home's guaranteed price gets locked in. No pressure, no obligation.
Client Stories
Real Families. Real Results.
Over 515 Bay Area homeowners have traded up with us — here's what they say.
Arjun & Meena S.
San Jose, CA
Google"We sold our old home. We moved into our dream home. No stress. The $350K down payment help made it real for us."
Danielle W.
Hayward, CA
Zillow"I was not sure at first. But the home sold at 102% of market value. We closed in under 30 days. It worked."
Carlos & Elena R.
Dublin, CA
Google"We were nervous as first-time sellers. Every step was clear. We bought our new home before selling. No double moves. No stress."
David & Lisa T.
Santa Clara, CA
Realtor"We used the program to move to a bigger home in Santa Clara. The interest-free help made it work. The team really knows their stuff."
Wei & Jing C.
Cupertino, CA
Zillow"Fremont to Cupertino is a big move. Both sides got handled. We never paid two mortgages. Zero stress."
Omar H.
Milpitas, CA
Google"I needed to upsize fast. The team found out what we qualified for. We closed in 28 days. Done."
Marcus & Tanya J.
Fremont, CA
Realtor"We were stuck in our first home for years. The guaranteed sale gave us the push we needed. Best move we ever made."
Minh & Linh N.
Newark, CA
Google"We came here to build a future. We were not sure we could move up. The down payment help changed that. We are in our dream home now."
Robert & Carol M.
Los Gatos, CA
Zillow"We downsized after 30 years in our family home. We sold at top dollar. We moved in with no gap. No stress at all."
Priya P.
Sunnyvale, CA
Google"I moved from New York for work. I needed to buy fast. The team got me qualified, found a home in Sunnyvale, and ran the whole thing. Could not have done it alone."
James & Sofia B.
Campbell, CA
Realtor"We had a tight budget. We thought moving up was not an option. The down payment help closed the gap. We are in a bigger home now. Better school zone too."
Verified reviews from Google, Zillow, and Realtor.com
Real clients, real results
Hear It Directly From Our Clients
Bay Area homeowners share their TradeMyHome experience — in their own words.
How the Program Helps Castro Family
How the Program Helps Cowing Family
How the Program Helps Halberts Family